company life insurance vs owned life insurance. you already have company life insurance from your day one of hired positions. owned life insurance can have anytime but you are liability on owned life insurance. co-li is liability on all employees only on job (on duty activities). co-li will cover 1 limb such as loss such as loss one finger, loss one hand, loss skin.burned etc.of organs that can’t be repaired. requires vaccined haven’t on policy but they can dismissed you if you refuse vaccined as you already signature co-li from day one. | AllSpeedsterFreak